Connecting Medicaid and Medicare members to the benefits they are owed
Healthcare Financial, Inc. (HFI) is a Quincy, Massachusetts-based healthcare services company that helps Medicaid Managed Care and Medicare health plan members access SSI and SSDI disability benefits they are entitled to, at no cost to the member. HFI identifies eligible members, guides them through the application process, and coordinates enrollment, improving both member health outcomes and health plan financial performance.
The members HFI reaches are Medicare beneficiaries with complex medical needs, Medicaid enrollees managing chronic conditions, ESRD patients transitioning between programs, and families navigating disability applications for the first time, across multiple states, multiple health plans, and dozens of primary languages. HFI is SOC 2 certified and works with some of the country's largest Medicaid Managed Care and Accountable Care Organizations.
A letter a member cannot read is a benefit a member cannot claim. For HFI, that is not an abstract concern. It is the operational reality that drives every translation decision the company makes.
Does Medicaid cover translation services for health plan members?
Under CMS language access requirements, Medicaid Managed Care plans and Medicare Advantage organizations are required to provide translated materials to members whose primary language meets the applicable enrollment threshold, meaning any language spoken by 10 or more members enrolled in the plan. This is not optional. Health plans that fail to provide compliant translated materials face regulatory exposure, and the quality of those translations is subject to CMS scrutiny during audits and contract reviews.
For HFI, this regulatory baseline is the floor, not the ceiling. The outreach letters HFI sends on behalf of its health plan clients, covering disability reclassification, Medicare enrollment, ESRD transitions, and screening follow-ups, must be accurate enough to guide a member through a real application process in their primary language. A compliant translation that a member still cannot act on is a failure.